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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,649 | $71,197+207.1% | $93,669+133.4% | $80,925+170.2% |
| Participation rate | 61.8% | 60.4%+1.4pp | 68.7%-7.0pp | 67.7%-5.9pp |
| Annual return | 13.10% | 11.27%+1.8pp | 133.59%-120.5pp | 35.65%-22.5pp |
| Employer contribution / active EE | $2,357 | $1,565+50.7% | $2,424-2.7% | $2,756-14.5% |
| Participant deferral / active EE | $4,630 | $4,036+14.7% | $4,416+4.9% | $4,299+7.7% |
| Admin fee / account holder | $32,850 | $6,959+372.1% | $8,291+296.2% | $6,940+373.3% |