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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,145 | $65,555+254.1% | $86,216+169.3% | $75,173+208.8% |
| Participation rate | 61.3% | 60.5%+0.8pp | 69.0%-7.7pp | 67.2%-5.9pp |
| Annual return | 16.59% | 46.07%-29.5pp | 1169.42%-1152.8pp | 160.72%-144.1pp |
| Employer contribution / active EE | $2,063 | $1,553+32.8% | $2,382-13.4% | $2,671-22.8% |
| Participant deferral / active EE | $4,312 | $3,023+42.6% | $3,986+8.2% | $4,126+4.5% |
| Admin fee / account holder | $2,384 | $5,469-56.4% | $6,853-65.2% | $5,651-57.8% |