Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,780 | $91,559+95.3% | $133,978+33.4% | $79,856+123.9% |
| Participation rate | 45.7% | 73.3%-27.6pp | 79.8%-34.1pp | 69.6%-23.9pp |
| Annual return | -23.90% | 61.85%-85.7pp | 45.10%-69.0pp | 31.71%-55.6pp |
| Employer contribution / active EE | $6,645 | $2,384+178.7% | $3,919+69.5% | $2,471+168.9% |
| Participant deferral / active EE | $4,738 | $3,734+26.9% | $5,047-6.1% | $3,741+26.7% |
| Admin fee / account holder | $1,971 | $6,321-68.8% | $8,930-77.9% | $5,306-62.9% |