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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,551 | $74,535+212.0% | $100,712+130.9% | $82,637+181.4% |
| Participation rate | 58.3% | 61.2%-2.8pp | 69.3%-10.9pp | 68.1%-9.7pp |
| Annual return | 18.42% | 18.92%-0.5pp | 33.27%-14.8pp | 53.51%-35.1pp |
| Employer contribution / active EE | $2,094 | $1,503+39.4% | $2,313-9.4% | $2,552-17.9% |
| Participant deferral / active EE | $4,708 | $3,074+53.2% | $4,085+15.3% | $4,126+14.1% |
| Admin fee / account holder | $1,571 | $6,576-76.1% | $9,256-83.0% | $7,339-78.6% |