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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,551 | $77,574+199.8% | $108,753+113.8% | $86,983+167.4% |
| Participation rate | 58.3% | 62.3%-4.0pp | 71.1%-12.8pp | 69.5%-11.2pp |
| Annual return | 18.42% | 18.42%0pp | 37.47%-19.0pp | 25.83%-7.4pp |
| Employer contribution / active EE | $2,094 | $1,611+30.0% | $2,427-13.7% | $2,584-19.0% |
| Participant deferral / active EE | $4,708 | $3,128+50.5% | $4,115+14.4% | $4,194+12.3% |
| Admin fee / account holder | $1,571 | $6,529-75.9% | $10,320-84.8% | $7,856-80.0% |