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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,054 | $79,449+0.8% | $189,558-57.8% | $85,856-6.8% |
| Participation rate | 46.7% | 66.0%-19.3pp | 78.5%-31.8pp | 69.3%-22.7pp |
| Annual return | 16.74% | 18.45%-1.7pp | 64.19%-47.4pp | 318.58%-301.8pp |
| Employer contribution / active EE | $879 | $2,081-57.8% | $4,412-80.1% | $2,565-65.7% |
| Participant deferral / active EE | $1,757 | $4,051-56.6% | $6,174-71.5% | $3,952-55.5% |
| Admin fee / account holder | $61,821 | $5,377+1049.7% | $9,809+530.3% | $6,261+887.5% |