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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,809 | $65,395+19.0% | $182,540-57.4% | $72,975+6.6% |
| Participation rate | 60.6% | 65.4%-4.8pp | 78.0%-17.4pp | 69.5%-8.9pp |
| Annual return | 20.97% | 27.68%-6.7pp | 148.58%-127.6pp | 81.01%-60.0pp |
| Employer contribution / active EE | $965 | $1,911-49.5% | $4,076-76.3% | $2,440-60.5% |
| Participant deferral / active EE | $1,930 | $3,563-45.8% | $5,525-65.1% | $3,608-46.5% |
| Admin fee / account holder | $9,710 | $4,245+128.8% | $8,593+13.0% | $5,124+89.5% |