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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,928 | $98,776-41.4% | $149,745-61.3% | $79,856-27.5% |
| Participation rate | 69.8% | 75.8%-6.0pp | 82.5%-12.7pp | 69.6%+0.1pp |
| Annual return | 28.29% | 27.38%+0.9pp | 276.72%-248.4pp | 31.71%-3.4pp |
| Employer contribution / active EE | $1,877 | $3,217-41.6% | $4,646-59.6% | $2,471-24.0% |
| Participant deferral / active EE | $3,413 | $5,681-39.9% | $6,843-50.1% | $3,741-8.8% |
| Admin fee / account holder | $573 | $6,053-90.5% | $9,312-93.8% | $5,306-89.2% |