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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,832 | $82,678-15.5% | $125,391-44.3% | $68,490+2.0% |
| Participation rate | 81.1% | 75.1%+6.0pp | 82.4%-1.3pp | 67.9%+13.2pp |
| Annual return | -23.77% | -5.97%-17.8pp | 572.41%-596.2pp | -7.85%-15.9pp |
| Employer contribution / active EE | $2,433 | $3,382-28.1% | $4,816-49.5% | $2,597-6.3% |
| Participant deferral / active EE | $4,691 | $6,111-23.2% | $7,448-37.0% | $4,028+16.5% |
| Admin fee / account holder | $3,953 | $6,277-37.0% | $10,009-60.5% | $5,403-26.8% |