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| Provider | Service type | Compensation |
|---|---|---|
GLOBAL RETIREMENT PARTNERS LLC4+ years Filed as: GLOBAL RETIREMENT PARTNERS Service code 26 · EIN 47-1411118 4340 REDWOOD HIGHWAY · SAN RAFAEL, CA 94903 | Advisory (Participants) | $24,009 |
Filed as: ALERA INVESTMENT ADVISORS Service code 26 · EIN 82-1301707 3 PARKWAY N. SUITE 500 · DEERFIELD, IL 60015 | Advisory (Participants) | $5,343 |
WILSHIRE ASSOCIATES INCORPORATED4+ years Filed as: WILSHIRE ASSOCIATES INC. (USA) Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE · SANTA MONICA, CA 90401 | Advisory (Participants) | $903 |
Service code 15 · EIN 01-0233346 LIFE - POST ISSUE · BOSTON, MA 022055979 | Recordkeeping | $451 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,809 | $58,895-10.3% | $178,503-70.4% | $73,497-28.1% |
| Participation rate | 51.1% | 66.2%-15.1pp | 81.9%-30.8pp | 70.7%-19.5pp |
| Annual return | 11.60% | 24.86%-13.3pp | 151.12%-139.5pp | 28.51%-16.9pp |
| Employer contribution / active EE | $0 | $2,236-100.0% | $5,011-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $2,185 | $2,567-14.9% | $5,202-58.0% | $3,740-41.6% |
| Admin fee / account holder | $682 | $400+70.4% | $13,987-95.1% | $513+33.0% |