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| Provider | Service type | Compensation |
|---|---|---|
GLOBAL RETIREMENT PARTNERS LLC2+ years Filed as: GLOBAL RETIREMENT PARTNERS Service code 26 · EIN 47-1411118 4340 REDWOOD HIGHWAY · SAN RAFAEL, CA 94903 | Advisory (Participants) | $23,758 |
WILSHIRE ASSOCIATES INCORPORATED2+ years Filed as: WILSHIRE ASSOCIATES INC. (USA) Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE · SANTA MONICA, CA 90401 | Advisory (Participants) | $731 |
Filed as: JOHN HANCOCK LIFE INSURAQNCE COMPAN Service code 15 · EIN 01-0233346 | Recordkeeping | $266 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,589 | $47,977-7.1% | $154,108-71.1% | $56,289-20.8% |
| Participation rate | 51.1% | 66.2%-15.0pp | 83.0%-31.9pp | 69.9%-18.7pp |
| Annual return | 13.47% | 3.54%+9.9pp | 735.21%-721.7pp | -9.96%+23.4pp |
| Employer contribution / active EE | $0 | $2,169-100.0% | $5,298-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $1,787 | $2,392-25.3% | $5,081-64.8% | $3,350-46.6% |
| Admin fee / account holder | $621 | $438+41.7% | $13,411-95.4% | $521+19.2% |