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| Provider | Service type | Compensation |
|---|---|---|
GLOBAL RETIREMENT PARTNERS LLC3+ years Filed as: GLOBAL RETIREMENT PARTNERS Service code 26 · EIN 47-1411118 4340 REDWOOD HIGHWAY · SAN RAFAEL, CA 94903 | Advisory (Participants) | $26,328 |
WILSHIRE ASSOCIATES INCORPORATED3+ years Filed as: WILSHIRE ASSOCIATES INC. (USA) Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE · SANTA MONICA, CA 90401 | Advisory (Participants) | $810 |
Service code 15 · EIN 01-0233346 LIFE - POST ISSUE · BOSTON, MA 022055979 | Recordkeeping | $396 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,063 | $52,967-14.9% | $172,753-73.9% | $65,186-30.9% |
| Participation rate | 51.4% | 66.2%-14.8pp | 82.6%-31.2pp | 70.2%-18.8pp |
| Annual return | 1.22% | 30.12%-28.9pp | 803.00%-801.8pp | 29.39%-28.2pp |
| Employer contribution / active EE | $0 | $2,190-100.0% | $5,144-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $2,057 | $2,471-16.7% | $5,198-60.4% | $3,514-41.5% |
| Admin fee / account holder | $658 | $472+39.4% | $13,956-95.3% | $847-22.3% |