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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,999 | $94,031+213.7% | $115,768+154.8% | $82,448+257.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 22.79% | 20.61%+2.2pp | 100.46%-77.7pp | 41.64%-18.9pp |
| Employer contribution / active EE | $4,544 | $2,323+95.6% | $2,940+54.6% | $2,551+78.1% |
| Participant deferral / active EE | $5,450 | $3,972+37.2% | $4,917+10.9% | $4,139+31.7% |
| Admin fee / account holder | $15,502 | $10,249+51.2% | $12,439+24.6% | $7,234+114.3% |