See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 84-0467907 | Recordkeeping | $35,886 |
Filed as: MERRILL LYNCH PIERCE FENNER SMITH I Service code 27 · EIN 13-5674085 | Advisory (Plan) | $21,771 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,497 | $49,451+42.6% | $79,550-11.4% | $66,914+5.4% |
| Participation rate | 46.8% | 61.3%-14.5pp | 69.5%-22.7pp | 69.8%-23.0pp |
| Annual return | -10.51% | 84.25%-94.8pp | 0.16%-10.7pp | 1.58%-12.1pp |
| Employer contribution / active EE | $483 | $1,266-61.8% | $2,413-80.0% | $2,544-81.0% |
| Participant deferral / active EE | $2,880 | $3,159-8.8% | $3,985-27.7% | $4,237-32.0% |
| Admin fee / account holder | $498 | $595-16.2% | $6,832-92.7% | $593-16.0% |