See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASS MUTUAL Service code 15 · EIN 04-1590850 | Recordkeeping | $26,423 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,168 | $54,573+15.7% | $90,951-30.5% | $73,488-14.0% |
| Participation rate | 38.2% | 61.2%-23.0pp | 69.0%-30.8pp | 70.7%-32.5pp |
| Annual return | 2.72% | 16.69%-14.0pp | 134.60%-131.9pp | 28.51%-25.8pp |
| Employer contribution / active EE | $378 | $991-61.9% | $2,122-82.2% | $2,270-83.4% |
| Participant deferral / active EE | $2,080 | $2,517-17.3% | $3,373-38.3% | $3,740-44.4% |
| Admin fee / account holder | $357 | $521-31.5% | $5,959-94.0% | $513-30.4% |