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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,158,899 | $114,013+916.5% | $103,693+1017.6% | $155,188+646.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 4.04% | 49.31%-45.3pp | 47.61%-43.6pp | 148.84%-144.8pp |
| Employer contribution / active EE | $38,984 | $3,131+1145.0% | $2,920+1234.9% | $4,248+817.7% |
| Participant deferral / active EE | $8,884 | $4,970+78.8% | $4,579+94.0% | $6,531+36.0% |
| Admin fee / account holder | $23,162 | $8,407+175.5% | $7,858+194.8% | $14,480+60.0% |