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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,158,899 | $72,071+1508.0% | $68,368+1595.1% | $137,256+744.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 4.04% | 353.14%-349.1pp | 292.57%-288.5pp | 220.34%-216.3pp |
| Employer contribution / active EE | $38,984 | $2,788+1298.3% | $2,649+1371.7% | $4,156+838.0% |
| Participant deferral / active EE | $8,884 | $4,410+101.5% | $4,123+115.5% | $6,407+38.7% |
| Admin fee / account holder | $23,162 | $5,336+334.1% | $5,150+349.8% | $12,270+88.8% |