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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,512 | $118,708+33.5% | $98,920+60.2% | $158,966-0.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 16.92% | 372.49%-355.6pp | 196.47%-179.6pp | 302.95%-286.0pp |
| Employer contribution / active EE | $2,550 | $3,334-23.5% | $2,689-5.2% | $4,762-46.5% |
| Participant deferral / active EE | $6,451 | $5,089+26.8% | $4,245+52.0% | $5,983+7.8% |
| Admin fee / account holder | $478 | $10,134-95.3% | $6,643-92.8% | $11,250-95.8% |