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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,786 | $83,908-33.5% | $68,509-18.6% | $125,389-55.5% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | -5.94% | 14.48%-20.4pp | 8.27%-14.2pp | 282.24%-288.2pp |
| Employer contribution / active EE | $5,496 | $3,031+81.3% | $2,278+141.3% | $4,866+12.9% |
| Participant deferral / active EE | $4,857 | $4,125+17.7% | $3,382+43.6% | $5,352-9.2% |
| Admin fee / account holder | $2,862 | $8,982-68.1% | $5,275-45.7% | $9,541-70.0% |