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| Provider | Service type | Compensation |
|---|---|---|
FROST BANK9+ years Service code 27 100 W HOUSTON ST · SAN ANTONIO, TX 78205 | Advisory (Plan) | $24,952 |
THE VANGUARD GROUP, INC.3 years Service code 15 · EIN 23-1945930 | Recordkeeping | $20,687 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,399 | $76,696-48.6% | $96,515-59.2% | $71,511-44.9% |
| Participation rate | 81.6% | 66.6%+15.0pp | 74.3%+7.2pp | 67.9%+13.6pp |
| Annual return | 16.74% | 48.32%-31.6pp | 35.73%-19.0pp | 28.86%-12.1pp |
| Employer contribution / active EE | $0 | $3,032-100.0% | $3,740-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $3,138 | $3,770-16.8% | $4,880-35.7% | $4,291-26.9% |
| Admin fee / account holder | $241 | $2,030-88.1% | $6,735-96.4% | $1,588-84.8% |