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| Provider | Service type | Compensation |
|---|---|---|
FROST BANK8+ years Service code 27 100 W HOUSTON ST · SAN ANTONIO, TX 78205 | Advisory (Plan) | $26,449 |
THE VANGUARD GROUP, INC.2 years Service code 15 · EIN 23-1945930 | Recordkeeping | $22,321 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,366 | $64,176-44.9% | $112,249-68.5% | $66,938-47.2% |
| Participation rate | 85.4% | 68.4%+16.9pp | 75.1%+10.3pp | 69.8%+15.6pp |
| Annual return | -18.04% | -13.80%-4.2pp | 27.48%-45.5pp | 1.58%-19.6pp |
| Employer contribution / active EE | $0 | $3,007-100.0% | $3,636-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $3,574 | $3,694-3.2% | $4,729-24.4% | $4,238-15.7% |
| Admin fee / account holder | $245 | $626-60.8% | $6,412-96.2% | $594-58.7% |