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| Provider | Service type | Compensation |
|---|---|---|
FROST BANK10+ years Service code 27 100 W HOUSTON ST · SAN ANTONIO, TX 78205 | Advisory (Plan) | $26,357 |
THE VANGUARD GROUP, INC.4 years Service code 15 · EIN 23-1945930 | Recordkeeping | $18,766 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,389 | $80,748-56.2% | $102,383-65.4% | $74,429-52.5% |
| Participation rate | 85.2% | 65.7%+19.5pp | 74.5%+10.7pp | 67.2%+18.0pp |
| Annual return | 12.78% | 27.57%-14.8pp | 24.94%-12.2pp | 1368.38%-1355.6pp |
| Employer contribution / active EE | $0 | $3,159-100.0% | $3,870-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $3,966 | $3,861+2.7% | $5,060-21.6% | $4,348-8.8% |
| Admin fee / account holder | $234 | $2,371-90.1% | $8,391-97.2% | $1,944-88.0% |