Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,400 | $76,407+1.3% | $150,298-48.5% | $82,448-6.1% |
| Participation rate | 61.0% | 66.4%-5.4pp | 77.8%-16.7pp | 68.1%-7.1pp |
| Annual return | 15.94% | 39.99%-24.0pp | 62.79%-46.8pp | 41.64%-25.7pp |
| Employer contribution / active EE | $1,397 | $2,614-46.5% | $4,154-66.4% | $2,551-45.2% |
| Participant deferral / active EE | $3,522 | $3,214+9.6% | $5,453-35.4% | $4,139-14.9% |
| Admin fee / account holder | $15,532 | $6,352+144.5% | $14,116+10.0% | $7,234+114.7% |