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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Recordkeeping fees; Distribution (12b... | $40,474 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 16 · EIN 36-3145972 | Consulting | $22,861 |
MID ATLANTIC CAPITAL CORPORATION3+ years Service code 33 · EIN 25-1409618 | Securities brokerage; Securities brok... | $0 |
NATIONAL FINANCIAL SERVICES3+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,143 | $67,602+67.4% | $82,312+37.5% | $70,126+61.3% |
| Participation rate | 87.8% | 72.8%+15.0pp | 76.9%+10.9pp | 69.5%+18.3pp |
| Annual return | 17.41% | 21.57%-4.2pp | 25.88%-8.5pp | 73.15%-55.7pp |
| Employer contribution / active EE | $1,394 | $1,755-20.6% | $2,428-42.6% | $2,343-40.5% |
| Participant deferral / active EE | $10,436 | $2,987+249.4% | $3,706+181.6% | $3,332+213.2% |
| Admin fee / account holder | $523 | $4,512-88.4% | $5,608-90.7% | $4,645-88.7% |