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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $6,216 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,699 | $76,112-1.9% | $96,544-22.6% | $71,529+4.4% |
| Participation rate | 92.4% | 74.4%+18.0pp | 76.0%+16.4pp | 67.9%+24.4pp |
| Annual return | 13.76% | 22.80%-9.0pp | 25.88%-12.1pp | 28.97%-15.2pp |
| Employer contribution / active EE | $3,074 | $2,248+36.8% | $2,966+3.6% | $2,590+18.7% |
| Participant deferral / active EE | $10,187 | $4,217+141.6% | $4,851+110.0% | $4,291+137.4% |
| Admin fee / account holder | $31 | $2,708-98.9% | $8,254-99.6% | $1,588-98.1% |