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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,836 | $149,040-47.8% | $120,225-35.3% | $137,256-43.3% |
| Participation rate | 30.0% | 75.4%-45.4pp | 69.6%-39.6pp | 80.0%-50.0pp |
| Annual return | 13.61% | 605.68%-592.1pp | 439.23%-425.6pp | 220.34%-206.7pp |
| Employer contribution / active EE | $372 | $4,350-91.4% | $3,475-89.3% | $4,156-91.0% |
| Participant deferral / active EE | $1,164 | $4,655-75.0% | $3,999-70.9% | $6,407-81.8% |
| Admin fee / account holder | $1,352 | $6,348-78.7% | $5,696-76.3% | $12,270-89.0% |