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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,805 | $169,336-60.5% | $129,384-48.4% | $145,884-54.2% |
| Participation rate | 42.9% | 76.5%-33.6pp | 69.6%-26.8pp | 80.3%-37.4pp |
| Annual return | 12.55% | 14408.70%-14396.2pp | 9461.77%-9449.2pp | 551.85%-539.3pp |
| Employer contribution / active EE | $603 | $5,540-89.1% | $4,153-85.5% | $4,662-87.1% |
| Participant deferral / active EE | $1,723 | $4,985-65.4% | $4,166-58.6% | $6,690-74.2% |
| Admin fee / account holder | $7,913 | $9,912-20.2% | $7,686+3.0% | $13,392-40.9% |