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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,805 | $169,361-60.6% | $129,397-48.4% | $145,877-54.2% |
| Participation rate | 42.9% | 76.5%-33.6pp | 69.6%-26.8pp | 80.3%-37.4pp |
| Annual return | 12.55% | 14395.54%-14383.0pp | 9453.98%-9441.4pp | 551.28%-538.7pp |
| Employer contribution / active EE | $603 | $5,542-89.1% | $4,154-85.5% | $4,663-87.1% |
| Participant deferral / active EE | $1,723 | $4,987-65.5% | $4,167-58.7% | $6,691-74.2% |
| Admin fee / account holder | $7,913 | $9,903-20.1% | $7,679+3.1% | $13,402-41.0% |