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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,781 | $93,617+91.0% | $135,982+31.5% | $75,177+137.8% |
| Participation rate | 97.7% | 75.2%+22.5pp | 81.9%+15.8pp | 67.2%+30.5pp |
| Annual return | 18.84% | 30.89%-12.0pp | 68.32%-49.5pp | 160.75%-141.9pp |
| Employer contribution / active EE | $11,304 | $3,538+219.5% | $4,859+132.6% | $2,671+323.2% |
| Participant deferral / active EE | $11,789 | $6,406+84.0% | $7,760+51.9% | $4,126+185.7% |
| Admin fee / account holder | $35,369 | $6,980+406.8% | $10,767+228.5% | $5,651+525.9% |