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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,425 | $98,776+85.7% | $149,745+22.5% | $79,856+129.7% |
| Participation rate | 97.7% | 75.8%+21.9pp | 82.5%+15.2pp | 69.6%+28.0pp |
| Annual return | 17.77% | 27.38%-9.6pp | 276.72%-259.0pp | 31.71%-13.9pp |
| Employer contribution / active EE | $11,395 | $3,217+254.2% | $4,646+145.3% | $2,471+361.1% |
| Participant deferral / active EE | $9,956 | $5,681+75.2% | $6,843+45.5% | $3,741+166.2% |
| Admin fee / account holder | $8,587 | $6,053+41.9% | $9,312-7.8% | $5,306+61.8% |