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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,768 | $89,370+43.0% | $141,197-9.5% | $72,976+75.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 122.96% | 111.88%+11.1pp | 71.41%+51.6pp | 81.02%+41.9pp |
| Employer contribution / active EE | $3,592 | $3,115+15.3% | $4,736-24.1% | $2,440+47.2% |
| Participant deferral / active EE | $9,591 | $5,419+77.0% | $6,710+42.9% | $3,608+165.8% |
| Admin fee / account holder | $1,134 | $5,957-81.0% | $10,265-89.0% | $5,124-77.9% |