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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,640 | $123,793-72.8% | $177,848-81.1% | $79,856-57.9% |
| Participation rate | 80.6% | 84.7%-4.0pp | 87.7%-7.1pp | 69.6%+11.0pp |
| Annual return | 11.39% | 22.82%-11.4pp | 48.33%-36.9pp | 31.71%-20.3pp |
| Employer contribution / active EE | $1,203 | $4,095-70.6% | $5,919-79.7% | $2,471-51.3% |
| Participant deferral / active EE | $3,233 | $5,956-45.7% | $7,714-58.1% | $3,741-13.6% |
| Admin fee / account holder | $22,139 | $7,243+205.7% | $12,431+78.1% | $5,306+317.2% |