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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $519,598 |
CAP FINANCIAL PARTNERS, LLC4 years Service code 28 · EIN 26-0058143 | Investment Management | $104,167 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INC Service code 28 · EIN 36-3297908 | Investment Management | $9,818 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $1,175 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,505 | $129,756-40.3% | $170,055-54.4% | $103,657-25.2% |
| Participation rate | 96.4% | 91.3%+5.2pp | 87.0%+9.4pp | 73.4%+23.0pp |
| Annual return | 17.48% | 20.17%-2.7pp | 53.43%-35.9pp | 33.13%-15.7pp |
| Employer contribution / active EE | $2,538 | $5,236-51.5% | $6,790-62.6% | $3,216-21.1% |
| Participant deferral / active EE | $6,204 | $8,283-25.1% | $10,410-40.4% | $5,218+18.9% |
| Admin fee / account holder | $83 | $73+14.5% | $12,828-99.3% | $114-26.9% |