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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,621 | $113,941-35.4% | $94,229-21.9% | $125,389-41.3% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -4.88% | 5.29%-10.2pp | 10.68%-15.6pp | 282.24%-287.1pp |
| Employer contribution / active EE | $4,000 | $4,727-15.4% | $3,587+11.5% | $4,866-17.8% |
| Participant deferral / active EE | $2,477 | $5,179-52.2% | $4,320-42.7% | $5,352-53.7% |
| Admin fee / account holder | $3,192 | $8,392-62.0% | $6,269-49.1% | $9,541-66.5% |