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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,724 | $144,130-35.0% | $117,861-20.5% | $147,586-36.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 14.45% | 531.20%-516.8pp | 335.11%-320.7pp | 578.59%-564.1pp |
| Employer contribution / active EE | $7,708 | $4,897+57.4% | $3,786+103.6% | $4,876+58.1% |
| Participant deferral / active EE | $2,740 | $5,316-48.5% | $4,482-38.9% | $5,439-49.6% |
| Admin fee / account holder | $2,708 | $10,887-75.1% | $8,021-66.2% | $10,886-75.1% |