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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,929 | $92,219+158.0% | $76,768+209.9% | $135,379+75.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -11.23% | 5.46%-16.7pp | 2.43%-13.7pp | 519.79%-531.0pp |
| Employer contribution / active EE | $11,580 | $3,216+260.1% | $2,485+366.0% | $4,779+142.3% |
| Participant deferral / active EE | $6,165 | $4,508+36.7% | $3,852+60.1% | $5,609+9.9% |
| Admin fee / account holder | $2,370 | $10,749-77.9% | $6,675-64.5% | $10,828-78.1% |