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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,791 | $98,240+174.6% | $82,312+227.8% | $147,586+82.8% |
| Participation rate | 92.3% | 79.7%+12.6pp | 76.9%+15.4pp | 82.8%+9.5pp |
| Annual return | 14.81% | 30.85%-16.0pp | 25.88%-11.1pp | 578.59%-563.8pp |
| Employer contribution / active EE | $10,894 | $3,192+241.3% | $2,428+348.6% | $4,876+123.4% |
| Participant deferral / active EE | $5,566 | $4,383+27.0% | $3,706+50.2% | $5,439+2.3% |
| Admin fee / account holder | $4,930 | $8,563-42.4% | $5,608-12.1% | $10,886-54.7% |