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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,611 | $105,867-14.4% | $90,760-0.2% | $134,532-32.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -27.77% | -10.99%-16.8pp | -12.16%-15.6pp | 418.27%-446.0pp |
| Employer contribution / active EE | $874 | $3,464-74.8% | $2,922-70.1% | $4,741-81.6% |
| Participant deferral / active EE | $4,634 | $5,217-11.2% | $4,565+1.5% | $6,401-27.6% |
| Admin fee / account holder | $2,509 | $13,936-82.0% | $8,444-70.3% | $11,429-78.0% |