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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,488 | $118,708-36.4% | $98,920-23.7% | $158,966-52.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 30.82% | 372.49%-341.7pp | 196.47%-165.6pp | 302.95%-272.1pp |
| Employer contribution / active EE | $1,072 | $3,334-67.8% | $2,689-60.1% | $4,762-77.5% |
| Participant deferral / active EE | $4,329 | $5,089-14.9% | $4,245+2.0% | $5,983-27.6% |
| Admin fee / account holder | $974 | $10,134-90.4% | $6,643-85.3% | $11,250-91.3% |