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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,134 | $99,079-52.4% | $78,002-39.6% | $273,972-82.8% |
| Participation rate | 63.6% | 78.6%-14.9pp | 75.5%-11.9pp | 83.0%-19.4pp |
| Annual return | 5.12% | 217.93%-212.8pp | 425.99%-420.9pp | 41.46%-36.3pp |
| Employer contribution / active EE | $412 | $3,308-87.5% | $2,470-83.3% | $4,869-91.5% |
| Participant deferral / active EE | $1,885 | $4,306-56.2% | $3,497-46.1% | $5,287-64.3% |
| Admin fee / account holder | $339 | $8,954-96.2% | $5,481-93.8% | $10,133-96.7% |