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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,356 | $148,623-38.5% | $135,974-32.8% | $139,466-34.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.33% | 79.30%-61.0pp | 68.30%-50.0pp | 373.66%-355.3pp |
| Employer contribution / active EE | $2,768 | $5,246-47.2% | $4,859-43.0% | $4,754-41.8% |
| Participant deferral / active EE | $9,510 | $8,103+17.4% | $7,760+22.6% | $6,712+41.7% |
| Admin fee / account holder | $2,793 | $12,406-77.5% | $10,767-74.1% | $11,409-75.5% |