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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,235 | $89,367-16.9% | $141,191-47.4% | $72,975+1.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 23.67% | 111.87%-88.2pp | 71.41%-47.7pp | 81.01%-57.3pp |
| Employer contribution / active EE | $7,362 | $3,115+136.4% | $4,736+55.4% | $2,440+201.7% |
| Participant deferral / active EE | $5,289 | $5,419-2.4% | $6,710-21.2% | $3,608+46.6% |
| Admin fee / account holder | $837 | $5,957-86.0% | $10,264-91.8% | $5,124-83.7% |