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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $557,248 | $154,754+260.1% | $124,206+348.6% | $138,895+301.2% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 13.61% | 709.28%-695.7pp | 515.27%-501.7pp | 145.39%-131.8pp |
| Employer contribution / active EE | $31,667 | $4,446+612.2% | $3,540+794.5% | $4,194+655.0% |
| Participant deferral / active EE | $28,500 | $4,621+516.8% | $3,968+618.3% | $6,396+345.6% |
| Admin fee / account holder | $11,307 | $6,690+69.0% | $5,929+90.7% | $12,562-10.0% |