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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $557,248 | $149,040+273.9% | $120,225+363.5% | $137,256+306.0% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 13.61% | 605.68%-592.1pp | 439.23%-425.6pp | 220.34%-206.7pp |
| Employer contribution / active EE | $31,667 | $4,350+627.9% | $3,475+811.2% | $4,156+661.9% |
| Participant deferral / active EE | $28,500 | $4,655+512.3% | $3,999+612.7% | $6,407+344.8% |
| Admin fee / account holder | $11,307 | $6,348+78.1% | $5,696+98.5% | $12,270-7.9% |