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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $775,722 | $169,336+358.1% | $129,384+499.6% | $145,884+431.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 9.55% | 14408.70%-14399.2pp | 9461.77%-9452.2pp | 551.85%-542.3pp |
| Employer contribution / active EE | $30,868 | $5,540+457.2% | $4,153+643.2% | $4,662+562.1% |
| Participant deferral / active EE | $26,333 | $4,985+428.3% | $4,166+532.1% | $6,690+293.6% |
| Admin fee / account holder | $5,205 | $9,912-47.5% | $7,686-32.3% | $13,392-61.1% |