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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,253 | $213,785-73.7% | $185,441-69.7% | $155,188-63.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 17.45% | 19.97%-2.5pp | 20.16%-2.7pp | 148.84%-131.4pp |
| Employer contribution / active EE | $3,725 | $5,393-30.9% | $4,672-20.3% | $4,248-12.3% |
| Participant deferral / active EE | $5,980 | $6,864-12.9% | $6,152-2.8% | $6,531-8.4% |
| Admin fee / account holder | $6,219 | $21,134-70.6% | $17,890-65.2% | $14,480-57.1% |