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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,974 | $37,463+54.8% | $77,096-24.8% | $66,938-13.4% |
| Participation rate | 86.8% | 52.9%+33.9pp | 67.9%+18.9pp | 69.8%+17.0pp |
| Annual return | -17.23% | -3.25%-14.0pp | 42.35%-59.6pp | 1.58%-18.8pp |
| Employer contribution / active EE | $2,826 | $1,535+84.1% | $2,814+0.4% | $2,545+11.0% |
| Participant deferral / active EE | $6,316 | $2,621+141.0% | $4,429+42.6% | $4,238+49.0% |
| Admin fee / account holder | $711 | $568+25.2% | $5,428-86.9% | $594+19.8% |