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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,471 | $39,798-3.3% | $67,704-43.2% | $59,633-35.5% |
| Participation rate | 97.4% | 57.4%+40.0pp | 67.5%+29.9pp | 68.7%+28.7pp |
| Annual return | -4.52% | 89.94%-94.5pp | 25.41%-29.9pp | 2041.45%-2046.0pp |
| Employer contribution / active EE | $3,878 | $1,393+178.4% | $2,559+51.5% | $2,203+76.1% |
| Participant deferral / active EE | $5,992 | $2,335+156.6% | $3,585+67.1% | $3,192+87.8% |
| Admin fee / account holder | $2,356 | $3,212-26.6% | $4,255-44.6% | $4,297-45.2% |