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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,736 | $138,385+170.8% | $184,200+103.4% | $80,874+363.4% |
| Participation rate | 95.3% | 83.9%+11.5pp | 86.8%+8.5pp | 67.6%+27.7pp |
| Annual return | 19.68% | 20.02%-0.3pp | 28.80%-9.1pp | 35.62%-15.9pp |
| Employer contribution / active EE | $11,930 | $4,849+146.0% | $6,424+85.7% | $2,756+332.9% |
| Participant deferral / active EE | $16,068 | $7,073+127.2% | $9,132+75.9% | $4,297+273.9% |
| Admin fee / account holder | $28,623 | $10,483+173.0% | $13,907+105.8% | $6,935+312.7% |