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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,955 | $213,785-20.0% | $185,441-7.8% | $155,188+10.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 14.55% | 19.97%-5.4pp | 20.16%-5.6pp | 148.84%-134.3pp |
| Employer contribution / active EE | $2,711 | $5,393-49.7% | $4,672-42.0% | $4,248-36.2% |
| Participant deferral / active EE | $10,975 | $6,864+59.9% | $6,152+78.4% | $6,531+68.0% |
| Admin fee / account holder | $1,507 | $21,134-92.9% | $17,890-91.6% | $14,480-89.6% |