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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,955 | $199,109-14.1% | $173,730-1.6% | $154,746+10.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 14.55% | 20.02%-5.5pp | 19.96%-5.4pp | 172.34%-157.8pp |
| Employer contribution / active EE | $2,711 | $5,311-49.0% | $4,577-40.8% | $4,379-38.1% |
| Participant deferral / active EE | $10,975 | $7,113+54.3% | $6,326+73.5% | $6,730+63.1% |
| Admin fee / account holder | $1,507 | $20,916-92.8% | $17,523-91.4% | $14,365-89.5% |