Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,573 | $57,140-86.7% | $85,240-91.1% | $80,959-90.6% |
| Participation rate | 21.2% | 56.4%-35.2pp | 67.5%-46.3pp | 67.7%-46.5pp |
| Annual return | 12.46% | 21.71%-9.3pp | 66.75%-54.3pp | 35.67%-23.2pp |
| Employer contribution / active EE | $291 | $1,802-83.8% | $2,735-89.4% | $2,757-89.4% |
| Participant deferral / active EE | $372 | $3,115-88.1% | $4,527-91.8% | $4,300-91.3% |
| Admin fee / account holder | $4,328 | $4,992-13.3% | $6,165-29.8% | $6,925-37.5% |