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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,667 | $196,972+98.8% | $182,262+114.9% | $198,609+97.2% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 7.66% | 158.27%-150.6pp | 140.60%-132.9pp | 202.70%-195.0pp |
| Employer contribution / active EE | $1,694 | $5,364-68.4% | $5,046-66.4% | $5,055-66.5% |
| Participant deferral / active EE | $4,700 | $8,643-45.6% | $8,276-43.2% | $6,977-32.6% |
| Admin fee / account holder | $2,477 | $18,429-86.6% | $16,712-85.2% | $19,030-87.0% |