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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,757 | $148,623+2.1% | $135,974+11.6% | $139,466+8.8% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 18.03% | 79.30%-61.3pp | 68.30%-50.3pp | 373.66%-355.6pp |
| Employer contribution / active EE | $2,178 | $5,246-58.5% | $4,859-55.2% | $4,754-54.2% |
| Participant deferral / active EE | $8,629 | $8,103+6.5% | $7,760+11.2% | $6,712+28.6% |
| Admin fee / account holder | $3,672 | $12,406-70.4% | $10,767-65.9% | $11,409-67.8% |