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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,212 | $157,304-38.2% | $141,197-31.2% | $152,909-36.4% |
| Participation rate | 81.3% | 84.8%-3.6pp | 82.5%-1.2pp | 82.5%-1.2pp |
| Annual return | 21.50% | 64.34%-42.8pp | 71.41%-49.9pp | 345.46%-324.0pp |
| Employer contribution / active EE | $1,968 | $5,263-62.6% | $4,736-58.4% | $4,764-58.7% |
| Participant deferral / active EE | $5,357 | $7,111-24.7% | $6,710-20.2% | $5,851-8.4% |
| Admin fee / account holder | $1,784 | $12,126-85.3% | $10,265-82.6% | $11,601-84.6% |