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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,504 | $138,076-51.1% | $123,553-45.4% | $135,380-50.1% |
| Participation rate | 93.3% | 84.7%+8.6pp | 82.3%+11.0pp | 82.6%+10.7pp |
| Annual return | -10.94% | 153.70%-164.6pp | 119.21%-130.1pp | 519.81%-530.7pp |
| Employer contribution / active EE | $2,019 | $5,152-60.8% | $4,628-56.4% | $4,779-57.7% |
| Participant deferral / active EE | $5,359 | $6,800-21.2% | $6,426-16.6% | $5,609-4.5% |
| Admin fee / account holder | $1,932 | $10,917-82.3% | $9,284-79.2% | $10,828-82.2% |