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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,203 | $103,164-84.3% | $90,259-82.0% | $154,746-89.5% |
| Participation rate | 63.6% | 76.1%-12.5pp | 70.7%-7.1pp | 80.7%-17.1pp |
| Annual return | 19.43% | 19.25%+0.2pp | 18.88%+0.5pp | 172.34%-152.9pp |
| Employer contribution / active EE | $1,320 | $2,532-47.9% | $2,291-42.4% | $4,379-69.9% |
| Participant deferral / active EE | $936 | $4,422-78.8% | $3,827-75.5% | $6,730-86.1% |
| Admin fee / account holder | $0 | $8,593-100.0% | $7,267-100.0% | $14,365-100.0% |