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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,203 | $102,245-84.2% | $89,340-81.9% | $137,256-88.2% |
| Participation rate | 63.6% | 74.9%-11.3pp | 69.6%-5.9pp | 80.0%-16.3pp |
| Annual return | 19.43% | 21.89%-2.5pp | 20.57%-1.1pp | 220.34%-200.9pp |
| Employer contribution / active EE | $1,320 | $2,529-47.8% | $2,231-40.9% | $4,156-68.3% |
| Participant deferral / active EE | $936 | $4,436-78.9% | $3,823-75.5% | $6,407-85.4% |
| Admin fee / account holder | $0 | $8,085-100.0% | $6,704-100.0% | $12,270-100.0% |